Orbital Credit Card Summary of Annual Interest Rates and Fees

Annual Interest Rates

CardPurchasesCash Advances, Balance Transfers, Convenience Cheques
Orbital Platinum Rewards Plus Card19.7%14.99%
All other Orbital Credit Cards20.59%16.89%

Interest-Free Grace Period

Your payment due date is at least 21 days after the last day of the monthly statement period shown on the monthly statement. No interest is charged on a purchase appearing on a monthly statement if we receive payment in full of the balance by the payment due date. There is no interest-free period for cash advances, balance transfers or convenience cheques.

Annual Fees

CardPrimary CardholderEach Authorized User
Orbital Platinum Rewards Plus Card$150$50
Orbital Platinum Card$200$60
Orbital Gold Card$150$50
Orbital Card$40$0

Minimum Payment

The minimum payment is $10 plus any interest and fees, plus the greater of any amount by whiche the new balance exceeds your credit limit or any amount past due from the prior month. If the new balance is less than $10, the minimum payment is the new balance.

Foreign Transaction

You will be charged 3% of each foreign transaction in U.S. dollars.